Physician Mortgage Loans in New York City, NY

0% down up to $2M · No PMI · Student debt excluded from DTI

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Your Situation

New York City, New York is home to major medical institutions including NewYork-Presbyterian Hospital, Mount Sinai Hospital and NYU Langone Health, making it a prime market for physician homebuyers. With a median home price around $750k, physician mortgage loans offer doctors the ability to purchase with 0% down and no PMI — saving hundreds per month compared to conventional financing. The area is also home to Columbia Vagelos College of Physicians and Surgeons and Weill Cornell Medicine and NYU Grossman School of Medicine and Icahn School of Medicine at Mount Sinai, producing a steady pipeline of new physicians entering the local housing market. Whether you're an attending, resident, or fellow, a physician mortgage in New York City can help you build equity from day one without depleting your savings on a down payment.

Major Hospitals

  • NewYork-Presbyterian Hospital
  • Mount Sinai Hospital
  • NYU Langone Health

Medical Schools

  • Columbia Vagelos College of Physicians and Surgeons
  • Weill Cornell Medicine
  • NYU Grossman School of Medicine
  • Icahn School of Medicine at Mount Sinai

Nearby Markets

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