Physician Mortgage Loans in Charlottesville, VA
0% down up to $2M · No PMI · Student debt excluded from DTI
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Your Situation
Charlottesville, Virginia is home to UVA Health, making it a prime market for physician homebuyers. With a median home price around $420k, physician mortgage loans offer doctors the ability to purchase with 0% down and no PMI — saving hundreds per month compared to conventional financing. The area is also home to University of Virginia School of Medicine, producing a steady pipeline of new physicians entering the local housing market. Whether you're an attending, resident, or fellow, a physician mortgage in Charlottesville can help you build equity from day one without depleting your savings on a down payment.
Major Hospitals
- •UVA Health
Medical Schools
- •University of Virginia School of Medicine