Physician Mortgage Loans in Richmond, VA

0% down up to $2M · No PMI · Student debt excluded from DTI

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Your Situation

Richmond, Virginia is home to major medical institutions including VCU Medical Center and Bon Secours St. Mary's Hospital, making it a prime market for physician homebuyers. With a median home price around $340k, physician mortgage loans offer doctors the ability to purchase with 0% down and no PMI — saving hundreds per month compared to conventional financing. The area is also home to VCU School of Medicine, producing a steady pipeline of new physicians entering the local housing market. Whether you're an attending, resident, or fellow, a physician mortgage in Richmond can help you build equity from day one without depleting your savings on a down payment.

Major Hospitals

  • VCU Medical Center
  • Bon Secours St. Mary's Hospital

Medical Schools

  • VCU School of Medicine

Nearby Markets

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